Banking Products In Portugal

Couto, Gualter; Pimentel, Pedro; Toste, Luís Miguel da Silva

http://hdl.handle.net/10400.3/5270

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Authors

Couto, Gualter

Pimentel, Pedro

Toste, Luís Miguel da Silva

Abstract(s)

The offerings of financial products to investors have evolved considerably over the last decades. This study was undertaken to understand the importance of financial products in Portugal for banks and private clients. Different financial products can provide to banks an important role on their revenues and liquidity. For clients allows to invest their savings according the risk, complexity and potential return they pretend be exposed. Financial products can be divided into four groups: deposits, investment funds, securities, and insurance banking. The six largest banks with Portuguese headquarters were identified based on an analysis of net asset value, and the products offered were analyzed. It was found that on an overall basis, the offerings of financial products available in banks are rather diverse and, at the same time, uniform. It was also noted that investment decisions are dependent on the investors and there are financial innovations that attract differentiated savings.

Keywords

Bancos Produtos Financeiros Sistema Económico Banking Products Financial Products Financial Innovation Portugal

URI

http://hdl.handle.net/10400.3/5270

Citation

Couto, Gualter; Pimentel, Pedro; Toste, Luís (2018). Banking Products In Portugal, “Working Paper Series”, nº 6/18, 10 pp.. Ponta Delgada: Universidade dos Açores, CEEAplA-A.