A carregar...
Publicação
O impacto económico da Covid-19 nas Microentidades da Região Autónoma da Madeira
| Nome: | Descrição: | Tamanho: | Formato: | |
|---|---|---|---|---|
| 2.09 MB | Adobe PDF |
Autores
Resumo(s)
Com características próprias de uma região insular e ultraperiférica, a economia da Região Autónoma da Madeira (RAM) depende fortemente do setor do turismo, tendo sido particularmente afetada pela pandemia da COVID-19. Considerando o peso das microentidades no tecido económico regional, totalizando 96% das empresas e quase metade dos postos de trabalho do setor privado na Região, este estudo teve como objetivo avaliar o impacto económico da pandemia nas microentidades com sede na RAM e analisar as respetivas estratégias de gestão e acesso aos apoios públicos.
Recorrendo a uma metodologia mista, que combinou análise documental, inquérito por questionário e entrevistas semiestruturadas, foi possível caracterizar os principais constrangimentos enfrentados, a eficácia das medidas de mitigação nacionais e regionais, e o papel da literacia financeira na capacidade de adaptação e tomada de decisão dos microempresários.
Os resultados revelam um impacto económico transversal, mitigado por medidas públicas percecionadas como eficazes, apesar de barreiras no acesso. A maioria dos empresários expressou satisfação com os apoios recebidos, sobretudo pela preservação dos postos de trabalho. Verificou-se ainda um processo de recuperação económica acelerado, favorecido pela retoma do turismo, mas sem mudança estrutural significativa nos modelos de gestão, condicionada por resistência à mudança, dependência continuada dos apoios públicos e níveis baixos de literacia financeira e digital.
Estes resultados permitem identificar pistas para o reforço da resiliência das microentidades, destacando a importância da capacitação técnica, da simplificação administrativa e da modernização dos processos de gestão.
ABSTRACT: The economy of the Autonomous Region of Madeira, which exhibits typical characteristics of an Insular and Outermost Region, relies heavily on the tourism sector, which was particularly affected by the COVID-19 pandemic. Given the dominant role of microenterprises in the regional economic structure, accounting for 96% of all businesses and nearly half of private-sector employment in the Region, this study aimed to assess the economic impact of the pandemic on microenterprises headquartered in Madeira and to analyze their management strategies and access to public support measures. Using a mixed-methods approach, combining document analysis, a structured questionnaire survey and semi-structured interviews, the study identified the main constraints faced by microenterprises, evaluated the effectiveness of national and regional mitigation measures, and examined the role of financial literacy in shaping business responses and decision-making capacity. The findings indicate a widespread economic impact, partially offset by public support measures perceived as effective, despite some access limitations. Most entrepreneurs expressed satisfaction with the measures, especially for enabling the preservation of jobs. A rapid economic recovery was observed, driven by the revival of tourism demand, yet it was not accompanied by a structural transformation of business models, largely due to resistance to change, continued dependency on public support, and low levels of financial and digital literacy. These results highlight key directions for strengthening the resilience of microenterprises, namely through technical training, administrative simplification, and the modernization of management practices.
ABSTRACT: The economy of the Autonomous Region of Madeira, which exhibits typical characteristics of an Insular and Outermost Region, relies heavily on the tourism sector, which was particularly affected by the COVID-19 pandemic. Given the dominant role of microenterprises in the regional economic structure, accounting for 96% of all businesses and nearly half of private-sector employment in the Region, this study aimed to assess the economic impact of the pandemic on microenterprises headquartered in Madeira and to analyze their management strategies and access to public support measures. Using a mixed-methods approach, combining document analysis, a structured questionnaire survey and semi-structured interviews, the study identified the main constraints faced by microenterprises, evaluated the effectiveness of national and regional mitigation measures, and examined the role of financial literacy in shaping business responses and decision-making capacity. The findings indicate a widespread economic impact, partially offset by public support measures perceived as effective, despite some access limitations. Most entrepreneurs expressed satisfaction with the measures, especially for enabling the preservation of jobs. A rapid economic recovery was observed, driven by the revival of tourism demand, yet it was not accompanied by a structural transformation of business models, largely due to resistance to change, continued dependency on public support, and low levels of financial and digital literacy. These results highlight key directions for strengthening the resilience of microenterprises, namely through technical training, administrative simplification, and the modernization of management practices.
Descrição
Tese de Doutoramento, Ciências Económicas e Empresariais, 04 de março de 2026, Universidade dos Açores.
Palavras-chave
Apoios públicos COVID-19 Economia regional Literacia financeira
Contexto Educativo
Citação
SILVA, Alison Michel Ramos da. (2025). "O impacto económico da Covid-19 nas Microentidades da Região Autónoma da Madeira". Ponta Delgada: Universidade dos Açores, 2025. 180 p. Tese de Doutoramento em Ciências Económicas e Empresariais. Disponível em http://hdl.handle.net/10400.3/8929